We specialise in providing 90% LVR property-backed finance solutions for Australian homeowners, investors, and business owners who need fast and flexible access to funds. Our lending options are designed to help clients unlock a high percentage of their property equity without refinancing their existing mortgage, making funding simpler and more efficient.
With 90% LVR lending, we focus on the strength of the property and a clear exit strategy rather than strict income documentation. This approach allows us to assist clients who may be self-employed, have irregular income, or have been declined by traditional banks. Our solutions are suitable for personal funding, business cash flow, debt consolidation, property renovations, and investment opportunities.
Learn how a 90% LVR loan can help you buy your home sooner with just a 10% deposit. At Basic Finance Loans, we explain how loan-to-value ratio works in Australia, what lenders consider, and how Lenders Mortgage Insurance (LMI) affects higher LVR borrowing. Discover the key benefits and potential costs of high-LVR loans, including eligibility, repayment expectations, and how you might qualify for competitive financing. Whether you’re a first-home buyer or investor, get clear, practical guidance to make informed decisions with confidence.